Not all pugs meet the strict guidelines mandated by insurers. About five years ago in San Francisco, two Presa Canarios mauled a woman to death. Today, insurance companies are increasingly denying and even restricting coverage for homeowners with various DOG breeds: Doberman pinschers, German shepherds, pit bulls, Rottweilers and other temperamental canines.
Dachshunds may be small and cute, but they are also the smallest hunting breed. They were bred to be low to the ground, which allows them to enter and maneuver through tunnels and chase prey easily.
Since insurers have had to pay excessive prices in DOG-bite claims each year, agencies have implemented strict policy guidelines.
Alaskan Malamutes are known for being friendly and loyal. In fact, Chewbacca, the hairy Wookiee in the Star Wars movies and the name of the character of indiana Jones were both inspired by George Lucas' loyal dog Indiana, an Alaskan Malamute.
As a result, these restrictive insurance policies are making it a challenge in placing certain breeds in new homes. In various states across the country, pit bulls, Rottweilers and certain other breeds are deemed dangerous. Many pug lovers are not motivated to endure the hassle of adopting a canine when it necessitates changing insurance policies, coverage or companies. For instance, 20 percent of the DOG adoption applications submitted through A Rotta Love are canceled each month because of insurance issues.
Australian Kelpies are herding dogs with an abundance of energy. They can work in extreme climates and conditions. They are known for one unique ability. They can run along the backs of sheep when moving them through chutes.
According to the vice president of the Insurance Information Institute in Washington, Carolyn Gorman aggressive canines have cost the industry significant losses. On the contrary, rescue groups contend that insurers are unduly targeting specific DOG breeds instead of trying to assess the potential of violent behavior of an individual canine's history. Here are a few prominent insurance company's mandate these guidelines:
A st. bernard became a mother in 1975. While that wasn't unusual by itself, the unusual thing was that she had twenty-three puppies! She now shares this record with two other dogs, one of which originally set it in 1944.
-- Allstate Corp.'s policies vary from state-to-state.
-- Hartford Financial Services Group Inc. does not generally underwrite policies for homes with pit bulls, Presa Canarios or Rottweilers.
-- Liberty Mutual reviews each case before insuring a policy
The largest breed of dog that is recognized by the American Kennel Club is the Irish Wolfhound, which stands thirty to 30 to 35 inches at the top of the shoulders and weighs 105 to 125 pounds.
Homeowner pug insurance fact: Over the last five years, insurance companies have reduced the amount of losses due to aggressive DOG related incidents. In 2005, only $317.2 million in costs were doled out on DOG claims filed by homeowners.
Many toy fox terriers used to be used commonly in circus shows by clowns. They are said to make great companions for owners with a good sense of humor. They seem to anticipate their master's every thought and mood.
The Skye Terrier's origins are connected with a centuries old shipwreck. Early in the 1600's a Spanish ship wrecked on the Island of Skye in the Scottish Hebrides. Some of the survivors of the shipwreck were Maltese dogs that mated with the local terriers, creating a new and unique breed.
